Applications are invited for the Bihar Laghu Udyog Yojana 2024-25 through online mode.
Important dates :-
- Start Date for online Application Submission : 1 July 2024
- End Date for online Application submission : 31 July 2024.
Education qualification :
Must have passed 10th from a recognized board/institute.
Age Limit :-
- Minimum Age : 18 years
- Maximum Age: 50 years
Loan Sention :
Loan Amount ₹10 lakh with a 50% subsidy.
For example, if your loan is ₹5 lakh with a 50% subsidy, the amount paid towards the loan would be only ₹2.5 lakh.
Documents needed for the online application :
1. Age Verification: Proof of age such as a matriculation certificate, birth certificate, PAN card, or Aadhar card.
2. Aadhar Card: Must be linked to your mobile number.
3. Residential Certificate : Proof that you are a resident of Bihar.
4. Caste Certificate: Necessary for SC/ST/OBC applicants.
5. Income Certificate: Verification of family income, issued by the relevant authority.
6. Bank Details: Bank statement, canceled check, or passbook showing your account number and IFSC code.
7. Photograph: Recent passport-sized photo.
8. Signature Photo: A digital photo of your signature.
9. Disability Certificate: If applicable, to support any disability claims
10. For more details, please check out the official website.
Key Points:
1. Maximum total project cost (per unit) eligible for young men and women in the related field is Rs. 5,00,000 (Five lakh) interest-free loan repayable over 7 years (84 equal installments).
2. Approved amount will receive a 50% additional benefit up to Rs. 5,00,000 (Five lakh) under a special incentive scheme.
3. Provision of Rs. 25,000 per unit for training beneficiaries after selection.
4. This scheme is applicable only for establishing new enterprises. These units are also eligible for benefits under the Bihar Industrial Investment Promotion Policy 2016.
In cases of proprietorship, the applicant's personal savings account or the savings account in the name of the firm will be accepted. However, after approval of the applicant's loan or grant, the approved amount will only be transferred to the current account in the name of the firm by uploading the personal active account to the portal and using RTGS
Note :
1. The approved amount will be paid in a maximum of 3 installments.
2. The benefit of the scheme will be given to only one member of the family.
3. Male candidates will incur a 1% interest charge, while women will not be charged any interest on the loan amount.
Notifications : click here
Official website : click here
Project list : click here
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